If you have any jewelry, whether you purchased it years ago or was handed down to you by your family members, it is important to get it insured so that you won’t suffer from terrible financial losses in case they got stolen, lost, or damaged. An insurance policy on your jewelry ensures that you will get compensated in the worst case scenario. However, before you can take out an insurance policy on your assets, you need to know their value. You will need an independent jewelry appraiser to inspect the pieces you have and determine how much they are currently worth.
Here are some of the most important things that you need to remember if you are looking for the best diamond appraisal San Diego services.
First, you can ask around local sources to determine if they have any good recommendations. Check out your local jewelry store if they offer appraisal services. Often, they’ll have someone on staff who has the right training and qualifications to provide you with an independent appraisal. Even if they don’t, they’ll most likely have someone to recommend to do the job you need. You can also ask your family members and friends who have expensive jewelry. if they know anybody trustworthy and reliable
Second, you can also check online to see if there are any reliable jewerly appraisers around your area. Chances are, you’ll be able to find several. Make sure that you also check out their websites, if they have any. Their website will usually list where they got their certification and training. Keep in mind that jewelry appraisal is a largely unregulated industry. They are not required to have formal education or training before they can set up their business. Nevertheless, the appraiser you choose should have gone through proper training from reliable organizations such as the International Society of Appraisers or the National Association of Jewelry Appraisers.
Third, always choose a jewelry appraiser that comes highly recommended by his previous clients. Check online for reliable forums or review sites and read through the reviews that past clients have written about your top choices. Make sure that the jewerly appraiser you choose has garnered mostly positive reviews from his past clients. Reading reviews will also allow you to narrow your focus and find two or three appraisers that mostly have very satisfied clients that will enthusiastically attest to the quality of their services.
Fourth, remember that experience trumps everything else in the world of jewelry appraisal. Look for an appraiser who has built a solid business and has spent years in the industry. More than checking the certifications and accreditations they have obtained, they should also have years of experience working in this specific industry. Talk to them as soon as you have narrowed down your choices, then ask about them about where they have worked in the past. Experienced jewelry appraisers have seen it all, from the latest jewelry styles to antique heirloom diamonds. They should be able to provide you with an accurate estimate of what your assets are worth.
Finally, make sure that the appraiser you are hiring is properly insured. Mistakes and errors are unavoidable in the world of jewelry appraisal, and you need to make sure that you are protected in case the appraiser commits an error that can impact you financially. Look for an error and omissions insurance policy when you talk to the appraiser. This policy would protect you in case they make a mistake when they are appraising your jewelry and give you a value that is significantly higher or lower than its actual market value.